Is Life Insurance Right for You?


The type of insurance you buy should be based on your needs, so that’s why my team and I work with you to find the best option for you

You May Need Life Insurance If You Are:

  • Looking to protect your family
  • Ready to save for retirement
  • Needing coverage for a specific period in your life

Life Insurance


Non Participating and Participating life insurance provides a combination of permanent life insurance (whole life insurance or universal) protection and an opportunity for tax-preferred cash value growth. The base insurance protection is guaranteed for life, as long as you pay the premiums when they are due. The policy is also eligible to receive dividends, which you can use to buy additional coverage or reduce your annual premium; they can also be left on deposit to earn interest or taken in cash.

Permanent Life Insurance Is Right For

You If You Are:

  • Looking for lifetime protection combined with the opportunity for significant savings
  • Interested in innovative ways to save for retirement or to more effectively meet their estate planning needs
  • Wanting to increase your death benefit over time to keep pace with inflation

Contact us & we’ll respond in 24 hours

416-270-5954

AMADONIK@BLUESWANFINACIAL.CA

Universal Life Insurance

Universal life insurance is an all-in-one way to get the protection you need and build your savings. The policy combines permanent life insurance protection for lifelong peace of mind with a broad range of investment account options for tax-preferred savings growth. You choose a guaranteed death benefit that will be paid to your beneficiaries and the payments you make above the cost of insurance can grow in a tax-preferred savings account or may be used to increase the amount of your death benefit.

Universal Life Insurance Right For You If You Are:

  • Looking for ways to build your savings that complement their RRSPs and TFSAs
  • Want to enhance their estate for their children and grandchildren
  • Business owners looking for a tax-efficient way to protect the value of their business

Whole Life Insurance

Participating or non-participating life insurance provides a combination of permanent life insurance (whole life insurance) protection and an opportunity for tax-preferred cash value growth. The base insurance protection is guaranteed for life, as long as you pay the premiums when they are due.
The policy is also eligible to receive dividends, which you can use to buy additional coverage or reduce your annual premium; they can also be left on deposit to earn interest or taken in cash.

Whole Life Insurance Is Right For You If You Are:

  • Looking for lifetime protection combined with the opportunity for significant savings
  • Interested in innovative ways to save for retirement or to more effectively meet their estate planning needs
  •  Wanting to increase their death benefit over time to keep pace with inflation

Find out more about Life Insurance
ABOUT ALLAN

Taking the lessons I learned in 20+ years of my career in manufacturing, I now exercise my financial
expertise as an Insurance Broker dedicated to helping my clients

‘Sleep Well At Night’

Learn more about Allan and his Team

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